100% financing
No down payment on a primary residence, up to your available entitlement. That keeps your savings intact for moving costs and furnishings.
VA & military relocation
VA Buyers & Military Families
Eligible VA buyers can purchase a Hendricks County home with no down payment and no private mortgage insurance. The three things that decide how smoothly it goes are the funding fee, the VA appraisal's property requirements, and how well your closing lines up with your PCS timeline.
The VA advantage
What the benefit actually gets you
No mortgage insurance
VA loans never carry PMI, which often makes the monthly payment lower than a conventional loan at the same rate.
Competitive rates
VA rates typically match or beat conventional, and the loan is assumable by a qualified buyer — a real asset if rates rise.
Relocation
How a PCS-timed search works
Military moves run on orders, not on market convenience. So we build backward from your report date: entitlement and pre-approval confirmed first, then a curated shortlist with video walkthroughs, then one concentrated tour weekend if you can travel.
Because I screen properties for likely VA appraisal issues before we write, we avoid the single most common cause of a blown closing date — a repair requirement discovered with two weeks left.
- Entitlement review and lender introduction within 24 hours
- Video walkthroughs of every shortlisted home, filmed by me
- School boundary and commute verification for your duty station
- Contract windows written around travel, lodging and household goods dates
- Remote closing coordination when you cannot be in Indiana
Should I buy or rent when PCSing to Indianapolis?
If your assignment is three years or longer and you have stable income, buying usually wins here because payments are close to rent and Indiana's homestead deduction lowers your tax bill. For shorter assignments or uncertain orders, renting first is the safer call — and I'll tell you that plainly.
Which Hendricks County towns suit military families best?
Avon and Plainfield offer the fastest access to the interstates and airport with the deepest inventory, Brownsburg is the pick when schools lead the list, and Mooresville and Danville stretch a housing allowance the furthest.
Get started
Tell me your timeline
Answers
VA loan questions, answered
Real questions buyers and sellers ask us, answered plainly. If yours isn't here, call or use the chat assistant — Zach answers personally.
Thank you for your service — let's make the move easy.
Call Zach Archer directly at (317) 292-1933, or send a note and you'll hear back the same day. No scripts, no call center — just a local broker who knows Plainfield and every town around it.